-
Professional and friendly help and advice on re-mortgaging your property
Just like buying or selling a property, having your house re-mortgaged can be a daunting task. But it doesn't have to be.
Here at Graham Smith Property Lawyers, we are dedicated to making sure we cover every angle of re-mortgages using our specialised expertise.
Call today for more information on how we can help sell your house on 01923 227 212
-
What steps do we take when helping you with re-mortgages?
- We obtain the title deeds to the property and apply online for up to date official Land Registry copy entries.
- We check the title to the property to ensure this is all in order.
- We carry out a local authority search which is the normal requirement of the new mortgage lender.
- When the new mortgage offer is issued we check this and deal with any requirements of the mortgage lender.
- We obtain your signature to the new mortgage deed and agree a convenient date for completion of the new mortgage.
- We obtain a settlement figure for the existing mortgage, carry out final searches, report to the new lender of the title to the property and request release of the mortgage advance monies.
- We pay off the existing mortgage to complete and register the new mortgage at the Land Registry.
- Any monies due to you from the transaction are then paid into your bank account.